How it works

Compare loans quickly, easily and free of charge.

1. Complete the form

Provide us with some basic information about your project and what you’re looking to finance

2. Compare offers

We'll connect you with over 100 lenders for you to compare rates and terms to get the best deal possible

3. Submit an enquiry to get started

Once submitted and received, we’ll help you secure the financing for your next project

Streamlining the complexities of property development finance

From the first initial enquiry to draw down of completion when applying for a development loan, you will go through the following steps when applying for finance:
Enquiry - Once you've found a suitable plot, land or project and have the necessary planning permissions, it's time to contact us about securing development finance.

Indicative Terms - After your consultation with one of our team members and you've agreed upon a lender with the initial solution discussed (subject to change), we'll provide you with indicative terms from the lender within 24 hours of submitting your enquiry.

Agreement in Principle - The lender will outline the Offer for Finance and disclose the fees associated with the deal. This offer will be subject to various conditions, including some documents you might need to present.

Site Visit - In some cases, but not all, the lender will request to visit the site and to meet you, as well as the professional contractors you have assigned to the project.

Underwriting - We will now fully underwrite your loan. The lender may request additional information. Once satisfied, the contract terms will be confirmed, incorporating all costs and fees.

Valuation- At this stage, a professional surveyor will evaluate the viability and potential profit of the property.

Offer - Once your lender is satisfied with all the information you've provided, they'll offer you a formal offer. After this point, your solicitor will be notified and they will become involved in the process. Make sure to choose a solicitor who has experience in development loans, so they're no delays in the process.

Completion- Once completion has taken place, the funds will be released.

Repaying a loan

Development finance loans are typically paid in one of three ways:

Paid in full

The full amount is paid when the project is completed and the properties are sold

Long-term refinancing

Usual method when the developers intend to keep the development for their own personal or rental purposes

Exit bridging finance for refinancing

A good option for developers who are looking to fund new development projects before the current project is sold. Developers may use it to complete minor renovations and other smaller improvements that might make the property more desirable to buyers